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Case Study · Fintech / Lending
$0$1.2M
Profitable ARR · built from zero in 2 years

A self-hosted loan-processing platform for the institutions that move serious volumes of loans — co-founded and built front-to-back to production-grade for some of the largest banks in North America.

RoleCo-founder & engineering lead
Timeline2024 – 2026 (2 yrs)
DomainLending / financial services
Websiteloancad.com ↗

The situation

Financial institutions that process loans at scale still run enormous amounts of that work through spreadsheets — brittle, error-prone, impossible to audit or customize safely. LoanCAD set out to replace that with real software institutions could self-host and configure into their own workflows.

The hard part is the bar. Selling into banks means meeting their standards for security, data handling, reliability, and on-prem deployment from day one. There's no "ship a rough MVP and fix it later" when your buyer is a regulated financial institution — it had to be production-grade before it could win a single client.


What we did

64 Interactive co-founded LoanCAD and owned the entire engineering effort — building the platform front-to-back from the first line of code: the architecture, the data model, the workflow engine, the deployment story, and the security posture, designed as one coherent system for the demands of enterprise finance.

This is exactly the work AI tools and junior teams can't do alone: the architecture, security, and data engineering that make software trustworthy enough for a bank to run it.

Built for regulated finance

SOC 2 Compliant

We took LoanCAD through SOC 2 — the security controls, processes, and audit posture enterprise finance demands before it'll trust a vendor.

PII & Sensitive Data

Hands-on experience handling personal and financial data safely — storage, access, and compliance done to the bar regulated buyers expect.


Fast — without lowering the bar

“Dan got our whole team genuinely adopting AI — showing us where it was real and where it was hype. That judgment was as valuable as the code.

Sean, CEO & Co-founder, LoanCAD

About eighteen months in, we leaned heavily into AI-assisted development to accelerate the build — and held the production bar banks require. AI sped up the work; senior judgment kept the architecture, security, and data handling sound. That combination is the entire premise of how we work.

The stack

Next.jsNestJSPython (large-scale data)Self-hosted / on-premAI-accelerated

The outcome

In two years, LoanCAD went from zero to a profitable business at $1.2M ARR — with a client roster that included one of the largest financial institutions in the United States (under NDA) and a major Canadian financial institution, both running the platform on their own infrastructure. Reaching profitability that fast, with that caliber of client, on self-hosted financial software, is the clearest proof of what senior engineering buys you.

Building something that
has to be right?

Production-grade software for high-stakes, regulated work — we've done exactly that.

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